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Coverage Options

As a renter, you likely don’t need to insure the structure where you live, but you do need to protect everything inside in case something unexpected was to happen. Renters insurance is designed to cover your possessions in the event of fire, explosion, smoke, theft or other covered losses. Should your furniture, clothing, household necessities or other personal items be stolen or damaged, renters insurance is designed to help you replace what you’ve lost. And, renters insurance is generally more affordable than you might think – which makes it easier to protect what is important to you.

Replacement Cost Coverage

If something happens to your rental unit, the cost of replacing your belongings adds up – fast! With this coverage, you can rest assured that belongings can be replaced without depreciation being factored in – providing peace of mind that you can’t put a price tag on.

Actual Cash Value Coverage 

Your covered household personal property may be repaired or replaced with like-kind and quality, less depreciation and physical deterioration.

Personal Property Coverage 

Your most valuable possessions can be found under your roof. Make sure you have the added coverage you need for things like cameras, jewelry, electronics and more.

One Convenient Policy 

If you have Farm Bureau Member’s Choice renter’s insurance and insure your vehicle under the same policy, you can take advantage of only one deductible per occurrence or accident, no matter how many covered possessions are involved.

Your local Farm Bureau agent makes insurance easy – Whether you need affordable rental insurance, have a policy question, are looking to bundle and save with discounts or need to check the status of a claim, your agent is the only call you need to make for personalized service you can count on.

It’s your future. Let’s protect it.^®

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