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With an AllLife policy, you can have life insurance protection that remains the same throughout your lifetime, provided premium payments are current. You can choose to pay your premiums over a period of time or pay just a single premium for coverage that lasts your whole life. Your policy earns guaranteed鹿 cash value that can be used for things like college funding or mortgage down payments.虏
Your policy accumulates value on a tax-deferred basis. Upon your death, your beneficiaries may receive the benefits from your policy income tax-free.
If a qualifying terminal illness occurs, you can receive money by using a portion of your policy鈥檚 death benefit. This protection is provided at no additional cost on AllLife.
Upon your death, individuals you specify (鈥渂eneficiaries鈥�) may receive benefits from the policy income tax free. These benefits are paid directly to your beneficiaries, so there should not be any additional costs or delays in receiving the policy proceeds.
Customize your premium payments with these options:
When you choose whole life insurance with Farm Bureau Financial Services, you will receive an annual report highlighting the policy cash value, current death benefit, beneficiary designations and loan balance, if applicable. When you choose us, you鈥檙e also choosing the services of an agent, dedicated to helping you meet your insurance needs and financial goals throughout the different stages of your life.
It鈥檚 your future. Let鈥檚 protect it.庐
1The guarantees expressed are based on the claims-paying ability of Farm Bureau Life Insurance Company.
2Any loans from the policy鈥檚 cash value will reduce the policy鈥檚 cash value and death benefit if the borrowed funds, plus interest, are not repaid by the time of your death. Further, if your life insurance policy is classified as a Modified Endowment Contract (MEC), distributions, including loans, may be taxed less favorably than non-MEC policies.
